Unlock
smarter loans for your employees

100% privacy-preserving,
Free-to-employer, free-to-employee

Better loans with Merit Protocol.

Preserving the privacy of employee data

Better personal loans based on career track record.

Merit Protocol utilizes Zero-Knowledge Proof cryptography to prove employment record data points without actually revealing them.

Merit Protocol provides developers with the tools they need to create easy and accessible experiences for their users.

Data on Merit Protocol is 100% user-permissioned and easily integrates with your business.

Make better products by bringing detailed employment data into your workflows.